How KAM works
A structured financial diagnostic — not a chatbot with opinions
From upload to action plan in five steps. Deterministic where it must be, intelligent where it helps.
1 · Tell KAM about the business, then upload
Entity type, accounting basis, and fiscal year first — an S corporation on accrual books gets different checks than a cash-basis sole proprietor. Then upload what you have: financial statements, a trial balance, a general ledger, bank and card activity (CSV or Excel; QuickBooks Online and Xero exports are recognized automatically). On the Controller and CFO Advisor plans, skip the exports entirely — connect QuickBooks Online and KAM pulls the trial balance and general ledger directly.
Each file unlocks a level of analysis: statements → trends; trial balance → account-level validation and tie-outs; general ledger → transaction-level anomaly detection; statements + ledger → reconciliation review. KAM tells you exactly what's possible with what you provided — and never pretends to analyze a file it couldn't parse.
2 · KAM validates and normalizes
Files are parsed into a canonical ledger with full lineage — every number traces back to its source file, sheet, and row. Debits and credits are verified, periods detected, accounts mapped to a standard taxonomy for review.
Decimal-safe math throughout. If the trial balance doesn't tie or the balance sheet doesn't balance, that's finding number one.
3 · The rule engine runs
Dozens of versioned, deterministic accounting checks across five families: data integrity, account-level review, general-ledger anomalies, reconciliation awareness, and entity-specific compliance awareness. Every finding carries severity, confidence, plain-English and technical explanations, and the exact evidence behind it.
Where evidence supports a correction, KAM proposes a balanced journal entry for qualified review. Where it doesn't, you get an investigation step — never a guess.
4 · Two deliverables, one truth
The bookkeeper gets a review-ready exception report with proposed entries. The owner gets the CFO briefing: health score with the formula shown, margins, cash and runway, forecast scenarios, and a prioritized 90-day action plan. Both live in an interactive dashboard and a polished 10+ page report you can print or share.
Actuals, estimates, and forecasts are always labeled. Forecasts are planning scenarios, never predictions.
5 · Ask KAM (CFO Advisor tier)
Ask questions in plain English and get answers grounded in your own data and a CPA-maintained knowledge base — with citations to both. If the answer isn't in your data, KAM says so.
The knowledge base is continuously updated from real CFO review methodology — that's the intelligence you're subscribing to.